Filing Life Insurance Claims Pennsylvania PA

Reader Question:

I’m a homemaker here in Pennsylvania. My husband mentioned to me when he was still alive that I never have to worry about thing because he had life insurance. How do I file a claim?

Vivian

Philadelphia, PA

Hi, Vivian, the first thing you have to do is go over his life insurance policy. From the policy, you will know how much death benefits can be claimed. Secure his death certificate or proof of death as the issuing life insurance company will certainly ask for it. You have to file as soon as possible in order for you to be able to use the money right away. Upon filing, the insurance company, assuming everything is in order, is mandated to pay within 60 days after the death of your husband. However, if the company has reason to doubt the authenticity of your claims, it may take a while longer as they have to double check to verify that you are indeed a legitimate claimant and not posing as a fraud.

When filing, here are the things, information and documents that you should have with you: policy number, death certificate and proof of identification. It would be most beneficial for you to call husband’s life insurance agent in Pennsylvania, too.

I know that your husband just passed away, but please be ready for when the life insurance company asks you a lot questions or double checks everything you claim, as they will be releasing to you a large amount of money.

Tags: life insurance, life insurance claims